A way to get to the value of your certificate without the penalty of cashing it in early—at a low interest rate.
或打电话 1-800-621-2105
轻松管理您的贷款活动 哪个赌钱app比较好和元素移动应用程序. You can access funds in as little as one business day after your loan is finalized. The funds will be available in the 元素 account of your choice or sent via check if you prefer.
There are benefits and trade-offs to all loans, especially when it comes to paying for major expenses. Compare different types of loan products in the chart below to determine which is best for your needs. 一如既往地, your support team at 元素 is ready to help you find the product that is best for you — just give us a call at 1-317-542-5055.
| 证书的贷款 | 房屋净值信贷额度 | 白金卡 | |
|---|---|---|---|
| 它是什么 |
Borrow funds using your 元素 证书 as collateral 一定数额的贷款 |
用你家里的资产来贷款 Revolving credit line for the 10-year draw—use, repay, repeat |
不使用抵押贷款 |
| 关键好处 |
Lower interest rate than many conventional loans |
最低利率 |
$200现金奖励2 |
| 4月 |
比证书的收益率高出2% |
介绍6个月的年利率:5.99% Variable 4月 after 6-month intro period: As low as 8.50% |
6个月的年利率:0% 6个月后的可变年利率:14.24% |
| A Good Option for a Major or Unexpected Purchase If You |
拥有元素证书 想要建立信用 Want predictable monthly payments that stay the same |
拥有你的房子 Want the flexibility of using funds whenever you need them 想要低一点的付款 |
不要拥有你的房子 Have the means to pay off your balance right away |
| 可以用来做什么? |
任何东西! |
任何东西! 购买如: -突发事件 |
任何东西! 最适合小的日常购买 |
| 无提前付款罚款 | |||
| 无年费 | |||
| 可用的数量 |
最高可达您证书的全部金额 |
Whatever your available equity is in your home |
根据信用评级，最多可借款2.5万美元 |
There are no fees or early withdrawal penalties associated with a 证书的贷款.
因为我们是信用合作社, we return profits to members in the form of reduced fees, 更高的储蓄率和更低的贷款利率.
We pride ourselves in being a trusted source for financial education. Your financial wellness expert will come to your workplace to answer questions and provide you with one-on-one assistance as you navigate the changes that come with each of life's stages.
Headquartered in 印第安纳波利斯 since 1930, we rank among the top 3% of credit unions nationally3. We serve members in all 50 states and 50+ countries. You’ll have access to 5,000+ shared branches nationwide and 78,000+ surcharge-free ATMs globally.
Our technology makes banking with 元素 easy. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.
